Same report, different ways to obtain it.
Congratulations on taking the first step in receiving the most accurate and comprehensive tenant screening report available to help you avoid problem renters.
Here’s how it works, all customers register and create their user profile on our company’s website and receive a free OPEN ACCESS account immediately. This allows everyone to run reports instantly. If you decide to switch to OPTIMUM 10 after your OPEN ACCESS account has been created, you may do so by selecting the “Upgrade Your Account” option on your user dashboard; there are some requirements and will take a few days to go through the process.
The differences between our account types are as follows;
Our OPTIMUM 10 Report allows our customers to log-into their account, purchase reports, enter the tenant’s personal information and then submit the report request themselves and reports are delivered in less than 30 seconds. We require all OPTIMUM 10 users to provide certain documents that confirm you have "Permissible Purpose" to run background checks. OPTIMUM 10 accounts require an annual compliance fee of $35 and an on-site office inspection. OPTIMUM 10 accounts can also run screening reports on applicants without a Social Security number.
OPTIMUN10 Reports must be safe-guarded to protect against identity theft and cannot be copied or given to any third party but can be viewed by anyone involved in the transaction.
Our OPEN ACCESS Report has no Compliance Fees and does not require any documentation; just an on-line acceptance of TransUnion's (our supplier of credit reports) terms and conditions and you get instant access to our screening service.
With OPEN ACCESS, you enter some info about the unit you are renting and provide the tenant's email address and we notify the applicant by email and text message (if you supply the tenant's cell#) to complete the report process. The customer has the option to choose who pays for the report.
The big difference between the accounts is the tenant pushes the submit button to generate the OPEN ACCESS report after answering several challenge question posed by Trans Union and this report can be copied and shared with clients if the member is a Realtor or property manager.
See the comparison table below for more details.